You pay someone $500 out of your own pocket to pay for his dented bumper and don’t tell the insurer. An insurance company can deny future claims resulting from an accident you didn’t report (it’s in the policy contract you signed, take a look). Unfortunately, many accidents are not reported because individuals choose to try to settle the damages “without getting the insurance companies involved.”ĭon’t go this route. Note: Every insurance policy requires the insured to file a claim for every accident…no matter how small. In fact, insurers aren’t aware of an accident unless it is reported to them and an insurance claim is filed in the first place. If this is the case, there’s no information to report to the DMV (and the insurer isn’t going to report the accident if a claim isn’t filed). In some states, however, police reports aren’t necessary generated for minor accidents. The short answer is “no.” Insurance companies do not report accidents to the DMV.īut that doesn’t mean the DMV isn’t aware of an accident you were involved in.Īccidents that generate a police report are filed with the DMV. Insurance Q&A: “Do insurance companies report accidents to the DMV?”
#Oregon dmv accident report file online update#
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